Up Next

ki-logo-white
Market-Based Solutions to Vital Economic Issues

SEARCH

ki-logo-white
Market-Based Solutions to Vital Economic Issues
Research
Jun 16, 2020

Assessing the Impact of High Deductible Health Plans on People with Diabetes

Markus Saba, Kati Schy, and Daniella Kapural, University of North Carolina at Chapel Hill

The evidence concerning high deductible health plans (HDHPs) suggests three key patterns involving people with diabetes (PWD):

  • a disproportionately negative impact on low-income individuals;
  • low healthcare literacy as a predictor of poor health outcomes;
  • the influence of insurance design on consumer and health behavior.

The patterns suggest that HDHPs be customized to the diabetes disease state in order to reduce cost and improve health outcomes. Changes include policy advances, special initiatives for PWD, and leadership by employers.


You may also be interested in: